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Buying a Home

Accelerate the Process

Guide to Cost

Mortgage Rates Explained

Accelerate the Process

Items required when applying for a mortgage:

  • Last two/three Pay slips for employed persons and P60 (if available)
  • Identification (driver's licence, passport, etc,)
  • Utility Bill (evidence of address)
  • Details of your current account
  • Details of any current loans - how much per month - term remaining
  • Solicitor's details
  • Last 3 years' bank statements (if applicable).
  • Valuation fee (if applicable).
  • Northern Ireland Housing Executive Letter (if applicable).

Additional requirements when building your own home:

  • Plans.
  • Planning permission.
  • Building control papers.
  • NHBC builder or name and address of builder.
 

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge fees for mortgage advice.  However, as independent mortgage advisers we also offer a purely fee based option of up to 1.5% of the mortgage amount.

For insurance business we arrange exclusively policies from Legal & General.

Buy to let mortgages are not regulated by the Financial Services Authority.

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