Mortgage Advice Shop
New Online Mortgage/Loan Application
Mortgage Calculator
   Home   |   Services   |   Buying Process   |   Our Mortgage Code   |   Property Overseas   |   Links   |   Contact Us  
       Buying Process 

 
Buying a Home

Accelerate the Process

Guide to Cost

Mortgage Rates Explained

Buying a Home
  1. To find the mortgage that best suits you
  2. Contact Mortgage Advice Shop.
  3. Register with one or more estate agents.
  4. Find a property and make a formal offer 'subject to contract'.
  5. Contact Mortgage Advice Shop and apply for your mortgage.
  6. Arrange an appropriate survey on your proposed property purchase.
  7. Instruct a solicitor to act for you.
  8. If the valuation report isn't okay, get quotes for work needed.
  9. Mortgage Advice Shop can arrange insurance cover for you.
  10. Once the mortgage is confirmed, Mortgage Advice Shop will check that your solicitor is carrying out the searches.
  11. Arrange a meeting to sign the contract and pay your deposit.
  12. Exchange contracts - you are now committed to buying.
  13. Ask your solicitor for a completion date and start planning your move.
  14. On the day of completion, call the estate agent and arrange to collect your keys.
  15. MOVE IN!
 

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge fees for mortgage advice.  However, as independent mortgage advisers we also offer a purely fee based option of up to 1.5% of the mortgage amount.

For insurance business we arrange exclusively policies from Legal & General.

Buy to let mortgages are not regulated by the Financial Services Authority.

© Mortgage Advice Shop 2007. All rights reserved.  Designed by rm-WebDesigns